Who we work with

Sectors we know by name.

Fourteen industries across our client book, grouped into five so the advice stays specific. The HMRC rules change by sector; so should the conversation.

05 CLUSTERS · 14 INDUSTRIES

Cluster 01

Trade & construction.

Builders, contractors, subcontractors, building-materials merchants, automotive garages and skilled trades. Sector-specific rules — CIS, reverse-charge VAT, retentions — are where most local firms quietly under-serve this cluster.

ConstructionBuilding materialsCIS subcontractorsAutomotive garagesSkilled trades

Pain point

CIS verification, monthly returns, subbie-status reviews done properly.

Pain point

Retentions in WIP and the cashflow gap they hide every quarter.

Pain point

VAT reverse-charge coded right on both sides of the invoice.

Pain point

Job costing that tells you which sites are actually making money.

Cluster 02

Healthcare & care.

Dentists, GP practices, pharmacies and care homes. Mixed NHS/private income, partial-exemption VAT and locum PAYE are the three places the numbers go wrong if no one's watching them closely.

DentistsGP practicesPharmaciesCare homesAllied healthcare

Pain point

Partial-exemption VAT on mixed NHS and private work.

Pain point

NHS pension pensionable pay calculated to the letter.

Pain point

PAYE vs self-employment on locums — IR35 and agency rules.

Pain point

CQC and Care Inspectorate record-keeping tied to the P&L.

Cluster 03

Retail, food & hospitality.

Independent shops, e-commerce, restaurants, food chains and fuel stations. Weekly takings, mixed VAT rates and staff tronc schemes are the three things that make or break the monthly close.

Retail storesE-commerceRestaurantsFood chainsFuel stations

Pain point

Tronc schemes and the new 2024 tipping legislation.

Pain point

Stock reconciliation from POS into Xero without hand-keying.

Pain point

VAT on mixed-rate menus, cold takeaway and catering splits.

Pain point

Fuel scale charges, forecourt shrinkage, and daily cash-ups.

Cluster 04

Professional & property.

Estate agents, property managers, IT and digital-services firms, photographers and creatives. Client-money accounts, IR35 and R&D claims are the sector specifics we see most often.

Estate agentsProperty managersIT & digitalPhotographyCreative

Pain point

Client-money accounts compliant with RICS or Propertymark.

Pain point

R&D tax relief claims scoped honestly, not inflated.

Pain point

IR35 and off-payroll status reviews for contractor books.

Pain point

Mixed revenue recognition — retainers, projects, royalties.

Cluster 05

Finance, transport & specialist.

Investment firms, financial services, transport and logistics, scrap-metal and recycling wholesalers. Margin-scheme VAT, FCA-aligned records and fuel-duty nuance — all places we've seen other firms guess.

Investment firmsFinancial servicesTransport & logisticsScrap & recycling

Pain point

Margin-scheme VAT for second-hand and scrap wholesalers.

Pain point

Fuel scale charges and HGV vehicle-class VAT treatment.

Pain point

Record-keeping aligned with FCA client-money rules.

Pain point

Environmental taxes and landfill-tax reporting for recyclers.

Not in this list?

We've kept the list honest — sectors where we can name the specific rules that matter. If your business sits between two of these, or somewhere else entirely, the 30-minute call is still free.

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