Business planning
A plan tied to real numbers.
Not a 40-page deck. A one-page operating plan with three or four moves for the next twelve months, priced in your own P&L. Revisited every quarter so it stays honest.
Services / Business advisory
Pillar 02
The quarterly conversation.
Not about deadlines. About margin, cash and what to do next. Grounded in your real numbers, not a template PDF.
What's included.
Cashflow management
12 weeks ahead, always.
A rolling 12-week cash forecast refreshed monthly. Payroll, VAT, CT, lumpy supplier payments, retentions — all in one view so you know the month you'll feel tight before you feel it.
Profit forecasting
Margin, where it actually comes from.
Margin split by service line, product category or site. Most owners discover one quarter of the business is paying for the rest. That's useful. Then we decide what to do about it.
Health checks
Twice a year, sit down properly.
Ninety minutes, in person or on video, every six months. We stress-test the numbers, flag the HMRC risks, rank the three highest-leverage things to change before next quarter.
Who this is for.
Scenario
Turnover up, profit flat.
Three years of growth and you're working more hours than ever. Usually a pricing problem or a product-mix problem. We find out which.
Scenario
Hiring the first finance person.
Before you hire a bookkeeper or a finance manager, we'll help you scope the role, set the reporting cadence, and not build yourself a dependency you can't unwind.
Scenario
Thinking about a second site.
Restaurant two, clinic two, branch two. The maths isn't the same as the first. We model the realistic case, the good case, and the quietly-bad case.
What it costs.
Usually a monthly retainer that covers the quarterly session, the rolling cash forecast, and ad-hoc calls in between. Quoted in writing after a free 30-minute chat.
One-off pieces of advisory work (a refinancing pack, a pricing review) can be fixed-fee alone.
What happens next.
- 01
30-minute call — what's keeping you up, what you've tried.
- 02
Written proposal within 48 hours with scope and fee.
- 03
First session diarised within two weeks of signing.
30 minutes · no obligation